The data is gleaned from insurance claims for losses that occurred in all 50 states plus the District of Columbia. A total of 1,740,425 animal-related insurance claims were processed with 1,739,687 of them---99.9 percent---involving vehicles. The actual number of incidents is likely much higher since many drivers do not choose to carry coverage for that type of event.
About 640,000 of those claims specified one of the top five animals involved and over the four-year period, 91 percent of those claims involved deer.
While all animal-related claims went up 6 percent over the four-year period, those that specified a deer was involved actually declined by 30 percent.
The top five animals involved in vehicle collisions were deer (584,165), raccoons (22,644), dogs (20,610), turkeys (7,289) and coyotes (6,023).
The top five states where these incidents occurred were: Pennsylvania (145,728), New York (115,670), Texas (105,036), Wisconsin (81,282) and North Carolina (79,252).
The top five cities for these encounters were: San Antonio (3,945), Austin, TX (2,452), New York (2,442), Pittsburgh (2,115) and Rochester, NY (1,929).
Animal-related losses are good reason to make sure that you have adequate insurance and understand your coverage to protect against losses from these and other kinds of damage-causing incidents. The average animal crash claim amounted to about $4,000 in 2016 according to one major insurer. That would have amounted to nearly $1.8 billion in claims in 2016.
Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800-TEL-NICB (800-835-6422), texting keyword “fraud” to TIP411 (847411) or submitting a form on NICB’s website. Or, download the NICB Fraud Tips app on your iPhone or Android device.