A motorist is suing an auto insurer for underinsuring a man who ran his vehicle into hers.
Michelle Ewing filed suit against USAA Casualty Insurance Company in the 24th Judicial District Court on Oct. 17, 2014.
On Oct. 18, 2013, Ewing was driving her 2008 Nissan Pathfinder on Interstate 10 West when Christopher Cenac rear-ended her while driving his 1999 Chevrolet Express at a high speed. He was covered by an auto insurance policy provided by USAA Casualty Insurance Company in the amount of $25,000. The plaintiff claims that Cenac took complete responsibility and admitted fault for the accident. Ewing received severe injuries in the incident, including a bulging disc.
Ewing claims that in violation of state law USAA Casualty Insurance Company only provided $24,500 of the $25,000 allowable under the insurance policy.
The defendant is accused of violating state law by not providing the full amount of the claim.
An unspecified amount in damages is sought for statutory penalties and attorney’s fees.