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Mosley told Autobody News, "I decided to run for insurance commissioner because for many years now I've had to be the advocate for the consumer when it comes to getting proper repairs performed on their car, whether that's an issue with the types of parts being used or procedures that an insurance company has denied."
He said the average consumer doesn't have a clear understanding of what his/her rights are. Mosley said he has found there is a lack of transparency.
"When I win this race and become Insurance Commissioner there's going to be some transparency," he said.
Mosley said a law in Mississippi was introduced a few years ago that says the most insurance companies have to pay is the least amount they can have the work properly repaired for in the market area. One of Mosley's goals is to push for new legislation to help define what a "proper repair" is.
"We feel like it's our duty to put that car back like it was five seconds before that accident. That's what we're training for; that's why we're certified."
However, after running his business for 35 years, he has found that insurance companies don't always pay.
This is one reason Mosley joined the antitrust Multi District Lawsuit in Florida, in which more than 500 shops are suing the nation's largest insurance companies.
"We've been pushed so hard by the insurance industry and are to a point that we ask, 'What do you do?' The remedy should already be in place," said Mosley. "I'm stepping up to try and do something."
Although Mosley doesn't have a political background, he said that he has a good understanding of the issues and has surrounded himself with experts in the industry. He also hopes to work with the Mississippi governor to help repeal Obamacare.
"I'm 100 percent against a federal mandate," said Mosley. "I don't like any forced mandate on a citizen, whether it's State Farm, Parts Trader or especially the federal government trying to force their own health care system into place."
He said that, as an employer, he often stays up at night worrying about how his employees are going to pay for their insurance and take care of their families. Some of his employees have seen their policies increase by 30 to 40 percent.
"A working man shouldn't be penalized to take up the slack of the insurance industry," said Mosley. "I'm all about trying to help a person when they're down but I'm more concerned with helping that person get on his feet and get a job and support himself rather than society supporting him."
As the second oldest of six boys and one girl, Mosley said he grew up in the auto repair industry. His father, George, was in the Marine Corp and used the GI bill in the late 1940s to attend technical school and learn auto body repair. Mosley recalls going to work with his dad and brothers every Saturday and during the summer time to help at the Chevrolet dealership where his father worked. He started out taking the emblems off the fenders because it was easier to do with smaller hands; later he learned how to sand. By the time he was 15 years old, Mosley said he could paint a car. His favorite part working alongside his dad in the body shop was seeing how much pride his father took in his job.
Mosley and his father opened Clinton Body Shop in 1980 with just three employees. It has now grown to nearly 30.
"When we opened our shop the goal was simple: weíre going to do every job right," said Mosley. "We're going to treat everyone fair whether it's an insurance company or a person. People like the way we treat customers, they like our approach."
Mosley's 31-year-old son, Daniel, runs Mosleyís second location in Richland and said he is proud that his son has the same ideals.
Mosley, a Republican, will need to beat the incumbent Insurance Commissioner, Mike Chaney, in the Republican primary election scheduled for August 4. Mosley has found that the community has been supportive of his decision to run and body shops have supported him through donations and fundraising events.
"It makes me feel good that they're willing to sacrifice a little bit to see me do this, because they know that I'm just doing it for the good of the people."