Tuesday, 18 August 2015 02:35

NJ Man Commits Insurance Fraud by Paying Repair Shop to Remove Motorcycle Parts, Blames Thieves

The New Jersey Office of the Insurance Fraud Prosecutor (OIFP) announced on August 12 that a Woodbridge man was indicted on the 11th for allegedly reporting that his motorcycle had been stripped of its parts by thieves on two occasions, when in actuality he directed a repair shop to remove the parts so that he could make claims with his insurers.

Lew Alicock, 31, was charged by a state grand jury on August 11 and was arrested on the 12th in Woodbridge. He is being held at Middlesex County Jail. The indictment charged him with two counts of second-degree insurance fraud, two counts of third-degree theft by deception, one count of third-degree attempted theft by deception and third-degree forgery.

According to the indictment, on May 24, 2013, Alicock called Pacific Specialty Insurance Company to report parts of his Yamaha stolen. Alicock allegedly claimed that he was out of town for work and had left the motorcycle at his mother’s residence in Irvington. He allegedly told the representative that he had just returned from the work trip to discover the theft of parts. On July 23, 2013, Pacific issued a check to Alicock for $5,512.96, which Alicock cashed the check at his bank. Alicock was able to cash out the full amount from his checking account. On August 12, 2013 Alicock allegedly called Pacific and asked for the $5,512.96 check to be reissued to himself and the repair shop.

Pacific then ordered a stop on the check with the bank, but Alicock no longer had sufficient funds in his accounts. Because Alicock was deficient, the bank closed all of his accounts. The bank repaid Pacific the full amount, but was only able to recover a portion by “clawing back” his other accounts. Alicock still owed the bank approximately $3,039.81. The financial institution later used a collection agency to recover approximately $1,535.00 from Alicock.

On September 3, 2013, Pacific reissued the check to Alicock and the repair shop. Alicock cashed the second check with a different bank. It is alleged that the second check had his signature, as well as a fraudulent signature that Alicock had scribbled.

In March, OIFP questioned the manager of the shop who revealed that Alicock came to the shop on May 24, 2013 and asked the mechanic to take parts off his bike. The removed parts included fairings and the slip over the exhaust, according to the repair shop manager. In his insurance filings, Alicock had reported both parts among those stolen. The manager further stated that Alicock returned on May 28, 2013 and paid for the removal and put the bike parts in his car. Two days later, he returned and had the mechanic put those parts back on the bike.

Alicock allegedly tried the scam again November 2013, this time attempting to defraud another insurance company by claiming that his motorcycle had been stripped of several parts while being housed in Newark. In this instance, Alicock allegedly requested a payout of $5,900, but the insurer, Rider Insurance, did not approve the claim. OIFP obtained service records from the same repair shop, which show Alicock requested several parts be taken off his vehicle the same day his claim was filed with Rider.

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