He is currently being housed at Bergen County Jail on $50,000 bail.
Taylor, who allegedly posted the advertisement under the pseudonym “Brandon”, offered assistance, for a fee, with “Out of State Vehicle Registration”. Additionally, “Brandon” allegedly offered his clients assistance with insurance policies for their newly registered vehicles. The posting also read: “I can lower your instate [sic] insurance by up to 50 percent” and “I’ve been doing this for 6 years I have over 600 customers.”
An undercover OIFP detective responded to Taylor’s advertisement and later received from the defendant titling documents and license plates from South Dakota for her fictitious car.
Taylor’s services would allegedly allow his customers to perpetrate reverse rate evasion. Legislation signed into law in mid-May by Governor Chris Christie made reverse rate evasion a form of insurance fraud. The measure targets residents who fraudulently obtain auto insurance in another state with lower rates, even though New Jersey is their principal residence or they principally keep the insured vehicle in New Jersey.